Mortgages for Sports Professionals

Specialist Mortgage Advice for Athletes and Sports Professionals

At J Finance, we understand that sports professionals have unique financial circumstances that don’t always fit the standard mould. Whether you're a footballer, rugby player, tennis pro or athlete in another discipline, your income, career length and lifestyle all need careful consideration when securing a mortgage.

That’s where we come in.

Why Sports Professionals Need Specialist Mortgage Advice

Traditional mortgage criteria often don’t work for people with non-standard income or short-term contracts. You might be highly paid—but that doesn’t always make it easier to get a mortgage.

Here are just a few of the challenges you may face:

  • Variable or Seasonal Income – From appearance fees to bonuses, endorsement deals or image rights, your income might fluctuate month to month.

  • Shorter Career Span – With many sports careers peaking in your 20s or 30s, lenders need to be confident in your long-term repayment strategy.

  • Frequent Moves – Transfers, club changes or playing abroad can make mortgage planning more complex.

We work with lenders who understand this landscape—and can structure your mortgage around your real earning potential.

What We Can Offer

At J Finance, we offer bespoke mortgage advice and access to lenders that cater specifically to sports professionals. This includes:

  • Mortgages for Residential Purchases – Whether you're buying your first home or upgrading as your career progresses.

  • Buy-to-Let Mortgages – Thinking ahead? Property can be part of your longer-term financial plan.

  • Remortgaging – We’ll help you secure better rates, release equity or restructure your borrowing as your circumstances evolve.

  • Mortgages for Overseas Athletes Playing in the UK – Including non-domiciled players and international income structures.

We liaise with your agent, accountant or financial adviser (if needed), so you can stay focused on your career while we handle the finance.

Why Work with J Finance?

  • We Understand the Game
    We’ve worked with clients across a range of sports and know the pitfalls to avoid and the opportunities to explore.

  • Specialist Lender Access
    We have relationships with high street banks, private lenders and boutique firms who can offer flexible, tailored mortgage solutions.

  • Clear, Straightforward Advice
    No jargon, no fluff—just clear guidance from start to finish.

  • Discretion Assured
    We understand the importance of privacy and treat all client matters with complete confidentiality.

Let’s Talk

If you’re a sports professional looking to buy a home, invest in property or review your current mortgage arrangements, we’re here to help.

📞 Get in touch today to arrange a confidential, no-obligation consultation and discover how J Finance can support your mortgage journey.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.